How long do PAD payments take to process?

When using Pre-Authorized Debit (PAD) in ChildFriendly, the timing of withdrawals and deposits depends on when you process the payment in the system. Below is a breakdown to help you plan and manage cash flow effectively.

Last updated About 3 hours ago

When are Funds Withdrawn from Families' Accounts?

  • Payments processed before 10:00 AM MST

→ Funds will be withdrawn from the customer’s account on the same business day (typically shortly after 10:00 AM).

  • Payments processed after 10:00 AM MST

→ Funds will be withdrawn on the next business day.

→ This will also delay your center’s payout by one day.

Tip: To ensure same-day withdrawal, we recommend processing payments first thing in the morning., before 10:00am MST.

When Will the Funds Arrive in Our Center’s Bank Account?

Once processed, funds will be deposited into your center’s bank account within 2 business days.

Example Timeline:

  • Processed Monday before 10 AM → Funds typically arrive by Wednesday.

  • If there’s a bank holiday during the week → Funds may be delayed to by one business day.